Finance subject involves the management, control and review of the collection, investment and resources of money. These set of activities are known as the Financial Management which is controlled by the Finance Manager. MBA in Finance opens up various opportunities for students in the financial world. Students learn to analyze company reports, forecast economic trends, take measures to maximize stock value, choose investment portfolios, balance risk and profitability. Students are also taught to apply the principles of financial risk management. ilife academy provides you with the best MBA projects in Trichy.
The use of technology in the delivery of banking services is becoming increasingly prevalent as it is being employed to reduce costs and eliminate uncertainties. This project investigates the role that technology plays in Indian banking sector and its impact on the delivery of service quality. A sample of 100 banking customers has been taken and questionnaires were analysed. Some strategic implications are discussed.
The unleashing of products and services through the net has galvanized players at all levels of the banking and financial institutions market grid to look new at their existing portfolio offering. Further, due to exposure to global trends after information explosion led by internet, customers demand better services from their banks. There is shift from mass banking products to class banking with an introduction of value added and customized products.
In recent years, the banking industry around the world has been undergoing a rapid transformation. In India also, the wave of deregulation of early 1990s has created heightened competition and greater risk for banks and other financial intermediaries. The cross-border flows and entry of new players and products have forced banks to adjust the product-mix and undertake rapid changes in their processes and operations to remain competitive. The deepening of technology
The Narasimham committee on rural credit recommended the establishment of Regional Rural Banks (RRBs) on the ground that they would be much better suited than the commercial banks or co-operative banks in meeting the needs of rural areas. Accepting the recommendations of the Narasimham committee, the government passed the Regional Rural Banks Act, 1976. The main objective of RRBs is to provide credit and other facilities particularly.
IT has helped the banking industry to deal with the challenges the new economy poses. More than most other industries, financial institutions rely on gathering, processing, analyzing, and providing information in order to meet the needs of customers. Given the importance of information in banking, it is not surprising that banks were among the earliest adopters of automated information processing technology. Technology has opened up new markets, new products, new services and efficient delivery channels for the banking industry. Online electronics banking, mobile banking and internet banking are just a few examples. Internet banking (or E-banking) means any user with a personal computer and a browser can get connected to his bank -s website to perform any of the virtual banking functions. In internet banking system the bank has a centralized database that is web-enabled. All the services that the bank has permitted on the internet are displayed in menu. Any service can be selected and further interaction is dictated by the nature of service. The traditional branch model of bank is now giving place to an alternative delivery channels with ATM network. .
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